Auto Insurance in California

Getting auto insurance within California is straightforward, with car owners typically required to show proof of insurance and license when stopped. Unfortunately, numerous drivers are unaware of the specifics of their policies, resulting in minimal policy benefits. Below, Reinas Insurance Agency Inc. in Pasadena, CA tackles some areas that auto insurance covers.

Uninsured and Underinsured Coverage

Uninsured coverage protects you when a driver hits you without a policy. It will come in handy when you suffer injuries and property damage, allowing you to take care of the ensuing hospital and damage costs. Underinsured coverage will be ideal for drivers who encounter motorists with inadequate coverage. This allows you to offset the balance of your repair costs.

Comprehensive Coverage

Comprehensive coverage takes care of non-impact perils that damage your vehicle. Examples are hail, theft, vandalism, and fire incidences. It will help pay for your vehicle's repair costs, helping you keep your costs to a minimum.

Collision Coverage

A collision policy covers impact accidents, such as hitting other vehicles or objects, such as poles or buildings, during your drive. It will help cover the costs needed to fix damage to your car.

Liability Coverage

Liability coverage is a 3rd party policy tailored to compensate other motorists for their injuries or property damage. Typically, this means bodily injury costs that result in medical bills and vehicle damage that require repair fees. A liability policy will be vital for paying your legal fees if you are sued for any of these claims.

Medical Payments Coverage

If you or your passengers get bodily injuries during an accident, this policy will kick in to help pay your medical bills. This could be ambulance fees, prescription expenses, and x-ray costs. If you also lose your job due to the injuries sustained, this cover will compensate you for lost wages.

Reinas Insurance Agency Inc. is the one-stop shop for the above coverage options within Pasadena, CA. Contact us today to kick-start your journey into auto insurance, with our policies curated with California driving needs in mind.