Life insurance is an important gift that you provide for your loved ones. The amount of insurance you need when you are young and unmarried may not be the same amount you need when you are middle-aged or old. Our agents at Reinas Insurance Agency Inc. in Pasadena, CA, will help you to understand the importance of both life insurance and we will review your life insurance periodically.
When you get married
Many events in your life are milestones, and getting married is one of them. At this time, if you have life insurance, it is time to change the beneficiary or at least add your spouse to your beneficiaries. You also need to discuss how much life insurance you need at this point in your life. If both of your salaries are necessary to maintain your lifestyle, then you and your spouse need to consider the amount you carry.
When you change employment
Many people get life insurance as a benefit from their employer. The problem with this coverage is that you don’t necessarily have control of it. If you leave your job for no reason, you may not be able to take it with you. Even if you can take over the payment, it may not be the best value for that amount of insurance. Never count on employment insurance as your only life insurance.
When you have children
Making sure that your children are cared for if anything happens to you is vital. This may be one of the main events in your life; talking to your independent insurance agent and spouse about the amount of life insurance you need is essential.
For all your life insurance questions and needs, call Reinas Insurance Agency Inc. in Pasadena, CA.
