Wildfires can be devastating, causing extensive destruction and uncertainty. If your vehicle was damaged or completely lost due to the recent Southern California fires, you may be wondering what to do next. At Reinas Insurance Agency Inc. in Pasadena, CA, we understand how overwhelming this situation can be, and we’re here to guide you through the recovery process.
Assess the Damage and Ensure Safety
Before inspecting your vehicle, ensure it’s safe to do so. If emergency responders have restricted access to the area, wait until officials confirm it’s safe to return. Once you can inspect your car, take photos of the damage from multiple angles. If the vehicle is completely burned, document the remaining parts, such as the frame or license plate, to assist with your insurance claim.
Contact Your Insurance Provider
Report the loss to your auto insurance company as soon as possible. If you have comprehensive coverage, your policy should cover fire damage. An adjuster will likely need to inspect the vehicle, so providing clear documentation will help expedite the process. Be prepared to give details on the car’s location, when the fire occurred, and any other relevant information.
Explore Your Next Steps
If your car is deemed a total loss, your insurer will determine its value and issue a payout based on your policy terms. If repairs are possible, your provider will guide you through the next steps.
Navigating an insurance claim after a wildfire can be stressful, but you don’t have to do it alone. At Reinas Insurance Agency Inc. in Pasadena, CA, we’re here to help you through every step. Contact us today for guidance and support.
